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Hurricane Insurance Deductible $10,000-$20,000+

Hurricane Insurance Deductible $10,000-$20,000+

With the recent hyperactivity of hurricanes world-wide and the 2 recent hurricanes that seriously threatened Hawaii, I placed a call to my homeowners insurance company to get clarification on my hurricane insurance.  My original question was about whether I additionally needed any flood insurance to cover any hurricane damage.  The answer was no, unless the home was in a flood zone, but it instead revealed a 5% hurricane home insurance deductible.  I incorrectly assumed, probably like most people, that the…

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